Greetings, I am Johnathan!
I've made the decision to develop this blog to let you know all about my own, personal financial investment as well as my traveling experiences.
I love travel and in order to go on the road, I personally finance the travels by working with alternative assets. My goal is to write posts relating to travelling, and in addition, writing evaluations on this site about a assortment of the different investment options I currently use..
I am part of the Fiscal Independence, Retire Early (FIRE) movement, so I retired while I was 40 years old. Something else I want to publish on my web site is motivate folks to become financially self-sufficient.
With a little luck this site will help you make investments correctly, and wisely at the same time, so perhaps you can retire early too (if you're not already)..
Please feel free to follow me on this journey also.
Johno's First Post
Ok, so I don't really understand how this website software works, but I'm going to try and post an article I wrote last weekend while I was traveling in the UK. about some of my alternative investments.
Many individuals consider investing as buying stocks, bonds, index funds, or exchange-traded funds (ETFs). A lot of people who've been investing for some time might even invest in such things as commodities or Foreign exchange. Others might also think about buying the pink slips of mining corporations, or maybe buying metal funds. If an individual starts considering different places to invest their money, they need to be sure it is a genuine alternative investment. As an alternative, exploit various other investing techniques which will help you expand your wealth.
In the article up coming, we have recommended several other kinds of alternative investment opportunities you may settle on for the coming years.
P2P Financing, often also called P2P Loaning, is really a brand new investment vehicle. Online Peer to peer services provide financial loans for corporations, individual use, or anything else imaginable.As there are normally a lot of lenders who wish to loan the money to borrowers, whenever there are enough, the money can be released when due diligence has been done on the applicant.
No bankers are allowed in P2P lending. Your cash is usually combined with many other investors’ money, and together you are making a loan to the individual looking for financing. Payments will be received every time period (generally month-to-month) which usually include the interest for the loan. Often, the actual returns you get from Peer-to-peer loaning are generally more than those you'd get from ordinary savings vehicles.
Your cash is obviously at risk with Peer-to-peer lending because the possibility of defaulting (people failing to pay the loan back) is always present. It usually is apparent you could be loaning to an applicant who had previously been unable to obtain a loan utilizing other means of financing. It is good to understand though that you get to pick out which loans you would like to invest in dependent on things like the candidate's credit history plus various other financing elements. Companies such as Loanpad actually have funds called "Provision Funds" which pay investors back if defaults occur. Providing the platform stays in business, this makes things much more comfortable for the private investor..
Lots of websites review a variety of peer-to-peer loan providers that will help you understand peer to peer investing. Listed below are a couple:
Lenden Club Blog
Funding Circle Review Blog
Revenue Land Blog
Investing In Gold
Gold & silver have been a store of value plus an superb investment for more than 10,000 years. Because of this, it is often a popular asset and can be a strong competitor to stocks & bonds. Gold is viewed as a great diversifier because of minimal correlation with other asset classes, especially stocks and shares. This grows more pronounced in challenging times when gold can act as a rescue asset.
Numerous options exist for buying gold & sliver for example index funds, tracking funds and ETF's, in addition to buying physical gold or coins using a gold supplier.
Online Venture Capitalist
In case you don’t wish to own your own business, you might like to think about purchasing a part of someone else’s. Venture capitalists can be given stock shares in start up businesses using funding websites.
If you invest in a company over an equity crowd funding platform, you own part of it and will be rewarded if the business is successful. The risk is that if the company falters, you could lose some or all your money.
The best way to succeed with investment strategies will be to distribute risk between multiple assets. So it is a smart idea to consider all the financial assets mentioned above, including normal financial assets including securities, gilts and index funds.
My Favorite Blog Links
Here are some of the blogs I follow. They are all safe if you want to follow the links.
Greatest FiRE & Investment Websites
Listed here is a directory of Financial Independence & Investment Blogs that i check out regularly.. They generally deal with investing or Financial Independence.
All these web links alter every now and then, several will be added in because I discover brand new, interesting blogs and forums, and several tend to be taken out because I actually no longer believe they are really suitable. Feel free to get in touch if you discover any web sites you think I would be interested in.